While you must have planned and saved for your goals when you started your financial plan, you should review your goals every year. This new financial year is no exception. Increase the investments only by that amount which you would be able to sustain throughout this financial year and the years to come.

If you have married and started a family or become proud parents, it is time to review your financial goals. Child planning should, now, feature prominently on your goals which must have been absent earlier. So assess your financial situation and plan for any new goals which have arisen the last year.

Financial planning is an ongoing process and requires regular reviews. Review your existing financial plan, make your investment in the Chit, embrace the new and let go of the old vices.