J.N Chit funds was first founded as Jyothi Finances in the year of 1980. Later in 1985 it evolved as J.F Chit funds, then incorporated as a Non Banking Financial Company (NBFC) as J.N Chit Funds. On 09 May 2006 J.N. Chit Funds is incorporated as Private Limited Company and funding the people for past 40 plus years.

We are classified as Non-Government company and registered at Registrar of Companies, Chennai. J.N. Chit funds is in its 4th decade of service to the nation with 1,00,000 happy subscribers across World. We are one of the largest and fast growing chit companies in Chennai. Our chits are ranging from 1,00,000/- to 50,00,000/- catering the needs from all walks of life (i.e) professionals, business people, self employed, individuals, etc.